Our Plans

Find the Perfect Chit
For Your Life

Member Benefits

Transparent Schemes, Shared Prosperity

Every scheme is government-registered, compliant with the Chit Funds Act, 1982, and designed for your growth.

₹1,00,000 Chit

Entry Level Savings
₹1,00,000 total
20 Months
  • Monthly Due: ₹5,000
  • After Dividend: ₹3,750*
  • Commission: Flat 5%
Enroll Now

₹2,00,000 Chit

Steady Wealth Builder
₹2,00,000 total
20 Months
  • Monthly Due: ₹10,000
  • After Dividend: ₹7,500*
  • Commission: Flat 5%
Enroll Now

₹3,00,000 Chit

Mid-Value Savings
₹3,00,000 total
20 Months
  • Monthly Due: ₹15,000
  • After Dividend: ₹11,250*
  • Commission: Flat 5%
Enroll Now

₹15,00,000 Chit

High Capital Needs
₹15,00,000 total
20 Months
  • Monthly Due: ₹75,000
  • After Dividend: ₹56,250*
  • Commission: Flat 5%
Enroll Now

₹25,00,000 Chit

Enterprise Grade
₹25,00,000 total
20 Months
  • Monthly Due: ₹1,25,000
  • After Dividend: ₹93,750*
  • Commission: Flat 5%
Enroll Now

₹50,00,000 Chit

HNI Legacy Plan
₹50,00,000 total
20 Months
  • Monthly Due: ₹2,50,000
  • After Dividend: ₹1,87,500*
  • Commission: Flat 5%
Enroll Now
Plan Your Savings

Chit Calculator

Estimate your monthly contribution and potential payout in seconds.

Customize Your Chit

Adjust the values to match your savings goal.

This is an illustrative calculation. Actual payouts depend on auction bid discounts and are confirmed at enrollment.

Monthly Contribution
₹20,000
Paid each month for the duration of the chit.
Total Chit Value ₹5,00,000
Foreman's Commission (5%) ₹25,000
Maximum Payout ₹4,75,000
The AR Advantage

More Than a Scheme

When you join an AR chit, you gain a partner in your financial journey.

No Hidden Fees

Only a flat 5% foreman commission. Every rupee, accounted for in writing.

Fully Regulated

Registered under the Chit Funds Act, 1982. Your savings, safeguarded by law.

Digital & Human

Modern digital tools with the warmth of an advisor who remembers your name.

Ready to Begin?

Choose a Scheme that Fits Your Dream

Our advisors are ready to help you pick the perfect plan with no obligations or pressure.