TRUSTED SAVINGS SINCE 2014

Save Smart.
Secure Future.

For a new era of trust, AR Chit Funds helps grow your savings with transparency, community, and time-honoured discipline.

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0 Years of Trust
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₹0 Funds Managed
AR
Est · 2014
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Government Registered Act of 1982
Lowest Commission 4% Only
Quick Settlement Fast Payout & On-Time
Fair Auctions Fair & Transparent
AR Chit Funds Information
Who We Are

A Legacy of Financial Trust

To become the most trusted and customer-focused chit fund company in the region. We promote disciplined savings and provide reliable financial support through a transparent, well-managed system.

  • Transparent Auctions

    Every bid is conducted openly in the presence of all members and certified foremen.

  • Regulated & Insured

    Fully compliant with the Chit Funds Act, 1982. Every subscriber is protected by sovereign guarantees.

  • Foreman Commission & Discounts

    Only 5% Foreman Commission – One of the lowest in the industry. Members who make their payments on or before the due date can also avail a discount of 1% to 1.25% of the chit value, subject to the scheme terms.

Our Offerings

Schemes Crafted for Every Dream

From first savings to family milestones, choose a chit that matches your aspirations.

₹

₹1,00,000 Chit

Entry Level Savings
₹1,00,000 total
20 Members · 20 Months
  • Monthly Due: ₹5,000
  • After Dividend: ₹3,750*
  • Digital account access
View Details
Most Popular
₹

₹5,00,000 Chit

Our Signature Plan
₹5,00,000 total
20 / 25 / 40 Months
  • Multiple durations available
  • Flexible monthly payouts
  • Member portal access
View Details
₹

₹10,00,000 Chit

For Major Business Capital
₹10,00,000 total
20 / 25 / 40 Months
  • High capital threshold
  • Priority support
  • Business growth oriented
View Details
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How It Works

Your Journey, Simplified

Joining an AR chit is a clear, guided four-step process with no paperwork maze.

I

Choose Scheme

Select a scheme in our portal that matches your savings goal and timeline.

II

Quick KYC

Complete your KYC digitally with Aadhaar/PAN verification in minutes.

III

Save Monthly

Contribute your installments via UPI or net banking directly from your home.

IV

Bidding & Payout

Participate in transparent auctions and receive payouts within 48 hours.

AR Chit Funds Advantages

Lowest Commission

4% Only

Customer Friendly

Transparent & Trustworthy

Fair Auctions

Conducted in a Fair & Transparent manner

Quick Settlement

Fast Payout & On-time Settlements

Experienced Management

Years of Experience You Can Trust

Better Returns

Higher Dividend Yield for Better Benefits

Customer Satisfaction

Is Our Priority Always

Kind Words

From Our Extended Family

Built on honest transactions, one relationship at a time.

AR Chit Funds brought transparency to what used to be a complex process. Their digital approach is refreshing and very easy to manage.

S
S. Kumar Business Owner · Sundarapuram

I started with the Starter Savings and the process was seamless. Truly trustworthy team that genuinely cares about their members.

K
K. Ramya Homemaker · Coimbatore

As a small business owner, I've used AR chits to expand, which is more flexible than any bank loan I've seen.

A
Arjun Venkatesh Member since 2019 · Madurai
Begin Today

Start Your Savings Journey with AR

Join families who have trusted us with their financial dreams. Your future self will thank you.

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